GEOBLUE XPLORER FULL

and in the U.S.Д¦.В Emergency room visits that do not result in inpatient admissions will be subject to a $50 penalty (Outside Network) deductible requirement.ДҐ.В An Insured Person only has to satisfy his/her Out of Pocket Maximum once a Year for all services received outside of the U.S. deductible, this amount is credited to the U.S. For example, if you satisfy your Outside U.S. A family is charged a maximum of 2.5 deductibles.Д¤.В Amounts paid to satisfy a deductible are credited to all other deductibles, both inside and outside the U.S. Surgery, X-rays, in-hospital doctor visits, Organ/Tissue TransplantДЎ.В Copay waived when visiting an HTH Worldwide contracted provider outside the U.S.Дў.В Deductibles are Per Person per Calendar Year.ДЈ.В The Out of Pocket Maximum is calculated by adding the deductible and coinsurance maximum together. Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work. Annual Physical Examination/Health Screening.Preventative Care For Adults: (Age 19 and Older) Preventative Care For Babies/Children: (Birth to Age 18) All plan options have an Unlimited Lifetime MaximumВ and a $250,000 maximum benefit for emergency medical evacuation. Best.Three tiers of coinsurance apply: 100% outside the U.S. Benefits are underwritten by 4 Ever Life International Limited, an independent licensee of Blue Cross Blue Shield, which is rated A- (Excellent) by A.M. Xplorer Premier is offered in cooperation with certain local Blue Cross Blue Shield companies which collectively cover one in three Americans. These providers will bill the insurance company directly, eliminating the need to file a claim and wait for a reimbursement. This network includes more than 80 percent of physicians and 90 percent of hospitals.

GEOBLUE XPLORER FULL

Inside the United States, Xplorer Premier members have access to the full Blue Cross Blue Shield Blue Card Network in all 50 States. The providers are certified by the American or Royal College of Medicine. You will also have access to an exclusive provider network that cover almost every specialty in 180 countries. Xplorer Premier offers you the freedom to choose where you receive healthcare outside the United States. Xplorer Premier is the ultimate international health plan that combines comprehensive benefits with a new generation of medical assistance services, including an array of online and mobile tools which are used to identify, access, and pay for quality healthcare around the world. This risk is heightened by limited knowledge of health and safety hazards around the world, including medical treatment from unfamiliar providers. If you leave your home for six months or more, your health and financial security are at serious risk due to significant gaps in most available insurance coverage and services.

Xplorer Premier international health plan is designed to support the international lifestyle of those who travel to or from the United States for extended periods of time whether for business, leisure, or study.

Access to Blue Cross Blue Shield's Blue Card Network in all 50 States.

Maternity benefits after 12 months of continuous coverage.

Coverage for pre-existing conditions with proof of prior creditable coverage.

Coverage for injuries or illnesses resulting from a terrorist act.

No waiting periods associated with any preventive services.Deductible waived for office visits and prescription medication.Coverage for medical evacuation and repatriation of remains.

Geoblue xplorer